BUYER ESSENTIALS
Buyer's Guide
A streamlined experience crafted to help you secure the right property—with confidence, clarity, and ease.
1. Choose a Realtor
The Realtor you work with should have in-depth market knowledge, reliable communication, and a proven track record. A trusted agent will guide you through every step of the process and represent your best interests in a competitive market.
2. Choose a Lender
Selecting a reputable lender and obtaining a pre-approval letter early is essential. A strong lender will provide clear terms, explain fees, and ensure financing stays on track to meet important deadlines throughout the transaction.
3. Buyer Homework
This stage includes signing buyer documents, reviewing estimated closing costs, selecting a title company and home inspector, and securing funds for your down payment and closing—all while keeping your financial activity stable.
4. Finding the Perfect Home
This stage includes reviewing your tailored MLS link and notifying us when you’re ready to schedule private showings. Showings are arranged based on availability and seller preferences, and you’ll receive comprehensive property details to guide your comparisons.
5. Home Tours
Before touring homes, pre-approval must be in place and seller requirements confirmed. Private showings are scheduled in advance, and some may have limited availability. Take notes during each tour to track features, layouts, and questions for follow-up.
6. Time to Write a Contract
Once a property is selected, an offer is drafted with legal name details, pricing, financing terms, earnest money, and a proposed closing date. After reviewing comparable sales, the contract is finalized and sent for signature before submission to the seller.
Access the Complete Buyer Guide
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8. Home Inspection
A licensed inspector reviews the home’s major systems, structure, and overall condition. Additional inspections—such as termite, pool, or septic—may be needed depending on the property. Being present is recommended, as it offers a clearer understanding of any issues. A detailed report will follow to guide repair decisions and next steps.
7. Seller Accepts Your Offer
Once the contract is signed, earnest money is delivered within two business days. The lender receives the executed contract to begin processing the loan. Inspections, insurance, and warranty selection must be completed within the contract timeline. Utility setup and service transfers should also be arranged during this phase.
9. Wire Fraud Alert
Wire fraud is a serious and growing threat in real estate. Fraudsters may pose as trusted parties to trick buyers into sending funds to false accounts. Always verify wire instructions by calling the title company directly—never rely on email alone. Secure communication and caution are essential to protect your investment.
10. Schedule Closing
With inspections complete and financing underway, a closing date is set—usually during weekday business hours. Appointments are held at the title company and typically last one to two hours. Valid ID is required, and wire instructions for final payment are sent securely in advance. Once documents are signed and funds disbursed, ownership is officially transferred.
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